Insurance, paperwork and a place to live in Málaga.

• Which health insurance does Spanish immigration require?

  Private health insurance with full cover in Spain, no co-payments and no waiting periods, equivalent to the public health system. That's the policy I arrange with FIATC, and it is accepted for NIE, arraigo, residency, family reunification and student visa applications.

• Can I take out the insurance before I have a NIE?

  In most cases yes: the policy is issued against your passport, and the NIE is added once you have it. Tell me your situation and I'll confirm which documents you need.

• How much does the insurance cost?

  It depends on your age and the level of cover you choose. I'll put together a personal quote over WhatsApp, with no obligation and usually the same day.

• What does the €255 immigration package include?

  One-to-one guidance, a review of the requirements and your documents, filing the application, and following the case through to the decision. These are support fees; the official government charges are paid separately.

• How long does an immigration procedure take?

  It depends on the procedure and on the office handling it. The legal deadline for most applications is three months, although in practice it can vary. I keep you updated at every stage, without you having to chase me.

• Which languages do you work in?

  English, Spanish and Portuguese, over WhatsApp or in person in Málaga Capital by appointment. All documents are prepared in Spanish, as the authorities require.

• Do you only work with people living in Málaga?

  Insurance and immigration support are handled remotely for the whole of Spain. In-person meetings and the housing search are in Málaga Capital.

• What other insurance can I arrange with you?

  Funeral cover with international repatriation, life, home, car, pets, lorries and vans, liability and unpaid rent cover, and savings plans. All with FIATC Seguros.

These answers are general guidance and don't replace a look at your own case. Every procedure depends on your personal situation and the rules in force.